Features That Put You in Control

Powerful financial tracking. Zero compromises on privacy.

Everything You Need to Manage Your Money

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100% Privacy-First

Your financial data never leaves your device. No cloud storage, no data mining, no tracking.

  • All data stored locally on your computer
  • Works completely offline
  • No account registration required
  • No third-party access to your finances
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AI-Powered Insights

Chat with your financial data using natural language. Get instant answers about your spending patterns.

  • Ask questions in plain English
  • Spending analysis and predictions
  • Budget recommendations
  • Supports Claude, GPT-4, and Gemini
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Receipt Scanning

Snap a photo or upload email receipts to automatically extract itemized purchases.

  • AI-powered OCR for accuracy
  • Email receipt parsing (Albertsons, Smith's)
  • Manual entry as backup
  • Track grocery spending by item
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Smart Budgeting

Create category-based budgets and track your progress in real-time.

  • Flexible budget categories
  • Visual progress indicators
  • Monthly and yearly tracking
  • Overspending alerts
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Transaction Management

Import bank statements or add transactions manually with powerful categorization.

  • CSV, Excel, and OFX import
  • Auto-categorization with tags
  • Duplicate detection
  • Custom categories and rules
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Modern Interface

Beautiful, responsive design that works on any device with light and dark modes.

  • Mobile-first responsive design
  • Dark mode for late-night budgeting
  • Keyboard shortcuts for power users
  • Accessibility features built-in

Ready to Take Control of Your Finances?

Download Cognito Money today and start managing your money with complete privacy.

Download Free