Cognito Money uses AI to understand your spending—without sending your data to the cloud.
Ask questions like "How much did I spend on groceries?" and get instant, intelligent answers. No manual reports needed.
Unlike Mint or YNAB, your financial data never leaves your device. No cloud storage, no data mining, no targeted ads.
No monthly subscriptions. Buy once, own forever. Free edition available with core features.
Import bank statements (CSV, XLSX, OFX) with automatic categorization. AI learns your spending patterns.
Scan receipts with your camera. AI extracts itemized data so you can track exactly what you bought.
Chat with your finances. "Did I buy coffee last week?" "How much on restaurants in March?"
| Feature | Cognito Money | Mint / YNAB |
|---|---|---|
| Data Privacy (Local Storage) | ✓ | ✗ |
| AI-Powered Insights | ✓ | ✗ |
| No Monthly Fees | ✓ | ✗ |
| Receipt Itemization | ✓ | ✗ |
| No Ads | ✓ | ✗ |
| Works Offline | ✓ | ✗ |
Download Cognito Money today. Free edition available with all core features.
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